Privacy Policy

Last Updated: January 24, 2026

MJC Software Pty Ltd ("we," "us," or "our") operates the Rise Budget website (https://risebudget.com) and the Rise Budget desktop application (collectively, the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service. Please read this Privacy Policy carefully. By using the Service, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

1.1 Information You Provide

We collect information you voluntarily provide when you:

  • Purchase a license (email address, name)
  • Request a trial license (email address)
  • Contact customer support (email address, message content)

1.2 Information Collected Automatically

When you visit our website, we may automatically collect:

  • IP address (for security and fraud prevention)
  • Browser type and version
  • Language preferences (stored in a cookie for your convenience)
  • Pages visited and time spent

1.3 Payment Information

We use Stripe as our payment processor. When you make a purchase:

  • We do NOT store your credit card details
  • Stripe processes and stores payment information securely
  • We receive only transaction confirmations and customer email addresses

1.4 Desktop Application Data

The Rise Budget desktop application stores your financial data locally on your computer:

  • All transaction data, budgets, and categories are stored in a local SQLite database
  • Your financial data is NOT transmitted to our servers
  • We do NOT have access to your personal financial information
  • License validation requires an internet connection, but no financial data is shared

1.5 Waitlist Information

When you join our waitlist on the Coming Soon page:

  • We collect only your email address
  • Your email is stored securely with our email service provider (Resend)
  • We use your email solely to notify you when Rise Budget launches
  • You can unsubscribe at any time using the link in any email we send
  • Waitlist emails will be deleted within 90 days after launch for non-customers

2. How We Use Your Information

We use collected information to:

  • Process purchases and deliver license keys
  • Send transactional emails (license delivery, receipts, renewal reminders)
  • Provide customer support
  • Validate and manage software licenses
  • Prevent fraud and unauthorized access
  • Improve our website and services

3. Information Sharing

We do NOT sell, trade, or rent your personal information. We may share information with:

3.1 Service Providers

  • StripePayment processing (https://stripe.com/privacy)
  • ResendTransactional email delivery (https://resend.com/legal/privacy-policy)
  • SupabaseDatabase hosting for license management (https://supabase.com/privacy)
  • VercelWebsite hosting (https://vercel.com/legal/privacy-policy)

3.2 Legal Requirements

We may disclose information if required by law, court order, or governmental authority, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.


4. Data Storage and Security

4.1 Website Data

License and customer information is stored securely on Supabase servers. We implement appropriate technical and organizational measures to protect your data.

4.2 Desktop Application

Your budget data is stored locally on your computer at:

  • macOS: ~/Library/Application Support/rise-budget/
  • Windows: %APPDATA%/rise-budget/
  • Linux: ~/.config/rise-budget/

You are responsible for backing up your local data. We cannot recover lost local data.

4.3 Security Measures

We employ industry-standard security practices including:

  • RSA-2048 cryptographic signatures for license validation
  • HTTPS encryption for all website communications
  • Rate limiting to prevent abuse
  • No storage of payment card details

5. Data Retention

We retain your information as follows:

  • Account dataFor as long as your license is active, plus 90 days after any deletion request
  • Purchase records7 years for accounting and tax purposes
  • Support correspondence2 years from last contact
  • Local application dataControlled entirely by you on your device
  • Waitlist emailsUntil product launch, then deleted within 90 days for non-customers

6. Your Rights

You have the right to:

  • AccessRequest a copy of your personal data
  • CorrectionRequest correction of inaccurate data
  • DeletionRequest deletion of your data (subject to retention requirements)
  • PortabilityReceive your data in a portable format
  • Withdraw ConsentOpt out of non-essential communications

To exercise these rights, contact us at support@risebudget.com.


7. Cookies

We use only essential cookies:

  • Language preferenceStores your selected language (en, es, pt)

We do NOT use analytics, advertising, or tracking cookies.


8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. Our service providers (Stripe, Supabase, Vercel, Resend) operate globally. By using our Service, you consent to this transfer.


9. Children's Privacy

Our Service is not intended for persons under 18 years of age. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.


10. Australian Privacy Law

If you are an Australian resident, you have rights under the Privacy Act 1988 (Cth) and the Australian Privacy Principles. You may lodge a complaint with the Office of the Australian Information Commissioner (OAIC) if you believe we have breached your privacy.


11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by:

  • Posting the updated policy on our website
  • Updating the "Last Updated" date
  • Sending an email notification for significant changes

12. Contact Us

If you have questions about this Privacy Policy, please contact us:

MJC Software Pty Ltd
Email: support@risebudget.com
Website: https://risebudget.com