Terms of Service

Last Updated: January 24, 2026

Welcome to Rise Budget. These Terms of Service ("Terms") govern your use of the Rise Budget website (https://risebudget.com) and any purchases made through it. By accessing our website or purchasing a license, you agree to be bound by these Terms.

By joining our waitlist, you consent to receive a one-time email notification when Rise Budget launches. See our Privacy Policy for details on how we handle waitlist information.

1. Agreement to Terms

By accessing our website or purchasing a license for Rise Budget, you represent that:

  • You are at least 18 years of age
  • You have the legal capacity to enter into a binding agreement
  • You agree to comply with these Terms

If you do not agree to these Terms, do not use our website or purchase our software.


2. The Service

Rise Budget is desktop budgeting software that allows you to:

  • Track income and expenses
  • Create and manage budgets
  • Import transactions from CSV files
  • Categorize transactions
  • View financial reports and charts

The software stores all data locally on your computer.


3. License Types

We offer the following license types:

LicenseDurationFeatures
Trial24 hoursFull features, evaluation only
Annual (Y1)1 yearFull features, software updates
3-Year (Y3)3 yearsFull features, software updates
Lifetime (LT)PerpetualFull features, lifetime updates

Each license may be activated on up to 2 (two) devices simultaneously.


4. Purchases and Payments

4.1 Pricing

All prices are displayed in your local currency where available. Prices may vary by region and are subject to change without notice.

4.2 Payment Processing

Payments are processed securely by Stripe. We do not store your credit card information.

4.3 License Delivery

Upon successful payment, your license key will be sent to the email address provided. Please ensure your email address is correct.

4.4 Taxes

Displayed prices may not include applicable taxes. Any required taxes will be calculated and displayed at checkout.


5. Subscriptions

5.1 Subscription Terms

Annual and 3-Year licenses are subscription-based:

  • Subscriptions automatically renew at the end of each term
  • You will be notified before renewal
  • Renewal will be charged to your original payment method

5.2 Cancellation

You may cancel your subscription at any time:

  • Cancel through your Stripe customer portal (link provided in your license email)
  • Cancellation takes effect at the end of your current billing period
  • You retain access until your paid period ends
  • No partial refunds for unused time after cancellation

6. Refund Policy

6.1 30-Day Money-Back Guarantee

We offer a full refund within 30 days of purchase if:

  • You are not satisfied with the software
  • The software does not function as described
  • You have not violated these Terms

6.2 How to Request a Refund

To request a refund, email support@risebudget.com with:

  • Your license key or order email
  • Reason for the refund request

Refunds are typically processed within 5-10 business days.

6.3 Refund Limitations

Refunds may be denied if:

  • The request is made after 30 days from purchase
  • There is evidence of abuse or fraud
  • You have previously received a refund for Rise Budget

Upon refund, your license will be revoked and the software will cease to function.


7. License Activation and Devices

7.1 Activation

Your license key must be activated online to use the software. Activation links your license to your device.

7.2 Device Limits

Each license may be activated on up to 2 devices. If you need to transfer your license to a new device:

  • Deactivate on the old device first (if possible)
  • Contact support if you've reached your device limit

7.3 Machine Transfers

We track device activations for license enforcement. Frequent transfers between many devices may be flagged for review.


8. Intellectual Property

8.1 Ownership

Rise Budget and all associated content, features, and functionality are owned by MJC Software Pty Ltd and protected by copyright, trademark, and other intellectual property laws.

8.2 Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to use the software. This license is governed by our End User License Agreement (EULA).

8.3 Your Data

You retain full ownership of any data you create or import into Rise Budget. Your data is stored locally on your device.


9. Prohibited Uses

You agree NOT to:

  • Share, sell, or distribute license keys
  • Reverse engineer, decompile, or modify the software
  • Use the software for illegal purposes
  • Attempt to bypass license validation
  • Create derivative works from the software
  • Use automated means to access our website

10. Disclaimer of Warranties

THE SERVICE AND SOFTWARE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. We do not warrant that:

  • The software will be error-free or uninterrupted
  • The software will meet your specific requirements
  • Any financial decisions made using the software will be successful

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MJC SOFTWARE PTY LTD SHALL NOT BE LIABLE FOR:

  • Any indirect, incidental, special, or consequential damages
  • Loss of profits, data, or business opportunities
  • Any amount exceeding the purchase price you paid

12. Australian Consumer Law

If you are an Australian consumer, you have rights under the Australian Consumer Law that cannot be excluded. Nothing in these Terms limits those rights, including the right to a refund if goods are faulty and the right to compensation for reasonably foreseeable loss.


13. Indemnification

You agree to indemnify and hold harmless MJC Software Pty Ltd from any claims, damages, losses, or expenses arising from:

  • Your use of the software
  • Your violation of these Terms
  • Your violation of any third-party rights

14. Termination

We may terminate or suspend your license immediately if you violate these Terms. Upon termination:

  • Your right to use the software ceases
  • You must uninstall the software
  • Your local data remains on your device

15. Governing Law

These Terms are governed by the laws of Queensland, Australia, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Queensland, Australia.


16. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website. Continued use after changes constitutes acceptance.


17. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in effect.


18. Entire Agreement

These Terms, together with our Privacy Policy and EULA, constitute the entire agreement between you and MJC Software Pty Ltd regarding the Service. See also our Privacy Policy.


19. Contact Us

For questions about these Terms, contact us:

MJC Software Pty Ltd
Email: support@risebudget.com
Website: https://risebudget.com