Terms of Service
Last Updated: May 21, 2026
Welcome to Rise Budget. These Terms of Service ("Terms") govern your use of the Rise Budget website (https://risebudget.com) and any purchases made through it. By accessing our website or purchasing a license, you agree to be bound by these Terms.
By joining our waitlist, you consent to receive a one-time email notification when Rise Budget launches. See our Privacy Policy for details on how we handle waitlist information.
1. Agreement to Terms
By accessing our website or purchasing a license for Rise Budget, you represent that:
- You are at least 18 years of age
- You have the legal capacity to enter into a binding agreement
- You agree to comply with these Terms
If you do not agree to these Terms, do not use our website or purchase our software.
2. The Service
Rise Budget is desktop budgeting software that allows you to:
- Track income and expenses
- Create and manage budgets
- Import transactions from CSV files
- Categorize transactions
- View financial reports and charts
The software stores all data locally on your computer.
3. License Types
We offer the following license types:
| License | Duration | Features |
|---|---|---|
| Trial | 7 days | Full features, evaluation only |
| Lifetime (LT) | Perpetual | Full features, lifetime of the Major Version (e.g., v1.x) |
The Lifetime license is purchased as a one-time payment through the Apple App Store (macOS) or Microsoft Store (Windows). Device access is managed by your App Store or Microsoft account — you may restore your purchase on any device signed into the same account.
4. Purchases and Payments
4.1 Pricing
All prices are displayed in your local currency where available. Prices may vary by region and are subject to change without notice.
4.2 Payment Processing
All payments are processed by the Apple App Store (macOS) or Microsoft Store (Windows). Rise Budget does not handle payment information directly. By completing a purchase you also agree to the relevant store's terms and conditions.
4.3 Taxes
Displayed prices may not include applicable taxes. Any required taxes will be calculated and displayed at checkout.
5. Refund Policy
5.1 Store Refund Policies
Purchases made through the Apple App Store or Microsoft Store are subject to the refund policies of those stores. Please refer to:
- Apple App Store: https://support.apple.com/en-au/118223
- Microsoft Store: https://support.microsoft.com/en-au/account-billing/microsoft-store-refund-policies-d5a6b612-14d8-4024-870f-4c8f696f9bd6
5.2 Direct Refund Requests
If you have a problem with the software that you believe entitles you to a refund, contact us at support@risebudget.com. We will work with you in good faith and, where applicable, direct you to the appropriate store refund process.
5.3 Refund Limitations
Refunds may be denied if:
- There is evidence of abuse or fraud
- The request falls outside the store's refund window
6. License Activation and Devices
6.1 Activation
The Lifetime license is activated automatically when you complete a purchase through the Apple App Store or Microsoft Store. The app validates your purchase receipt locally on your device — no internet connection is required after purchase, and no license key entry is needed.
6.2 Device Access
Device access is managed by your Apple ID or Microsoft account. You may restore your Lifetime purchase on any device signed into the same App Store or Microsoft account using the "Restore Purchases" function in the app's settings.
7. Intellectual Property
7.1 Ownership
Rise Budget and all associated content, features, and functionality are owned by Rise Budget (MJC Software Pty Ltd) and protected by copyright, trademark, and other intellectual property laws.
7.2 Limited License
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to use the software. This license is governed by our End User License Agreement (EULA).
7.3 Your Data
You retain full ownership of any data you create or import into Rise Budget. Your data is stored locally on your device.
8. Prohibited Uses
You agree NOT to:
- Share, sell, or distribute license access
- Reverse engineer, decompile, or modify the software
- Use the software for illegal purposes
- Attempt to bypass license validation
- Create derivative works from the software
- Use automated means to access our website
9. Not Financial Advice
The Software is for informational and organizational purposes only. Rise Budget is not a financial advisor, accountant, or tax professional. The Software does not provide financial, investment, tax, or legal advice. You are solely responsible for your own financial decisions, and you should consult a qualified professional for advice tailored to your specific situation.
10. Disclaimer of Warranties
EXCEPT FOR THE CONSUMER GUARANTEES REQUIRED BY AUSTRALIAN CONSUMER LAW (SEE SECTION 12), THE SERVICE AND SOFTWARE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. We do not warrant that:
- The software will be error-free or uninterrupted
- The software will meet your specific requirements
- Any financial decisions made using the software will be successful
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, RISE BUDGET SHALL NOT BE LIABLE FOR:
- Any indirect, incidental, special, or consequential damages
- Loss of profits, data, or business opportunities
- Any amount exceeding the purchase price you paid
12. Australian Consumer Law
If you are an Australian consumer, you have rights under the Australian Consumer Law that cannot be excluded. Nothing in these Terms limits those rights, including the right to a refund if goods are faulty and the right to compensation for reasonably foreseeable loss.
13. Indemnification
You agree to indemnify and hold harmless Rise Budget from any claims, damages, losses, or expenses arising from:
- Your use of the software
- Your violation of these Terms
- Your violation of any third-party rights
14. Termination
We may terminate or suspend your license immediately if you violate these Terms. Upon termination:
- Your right to use the software ceases
- You must uninstall the software
- Your local data remains on your device
15. Governing Law
These Terms are governed by the laws of Queensland, Australia, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Queensland, Australia.
16. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website. Continued use after changes constitutes acceptance.
17. Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in effect.
18. Entire Agreement
These Terms, together with our Privacy Policy and EULA, constitute the entire agreement between you and Rise Budget regarding the Service. See also our Privacy Policy.
19. Contact Us
For questions about these Terms, contact us:
Rise BudgetEmail: support@risebudget.com
Website: https://risebudget.com